Secure online transfers

Payment request via email also use the secure Pay Pal service.  

Click on the seal to verify

***Opening a Pay Pal account is optional.  But having one is simple, works with your regular checking/savings account (transferring funds), and best of all: you earn REAL interest verses the lack of interest from banks, oh and let's not forget the service charges!

The best form of payment:

cash!

ATM at PNC Bank (24 hrs)

We no longer accept:

Tried it for 3 years and found few customers use them anyway.

  The fees with constant equipment upgrades are too cost prohibitive.

Personal checks:

We accept local personal checks only with a photo driver's license (photo copy/pic of license required), verifiable telephone number (no cell phones) and address (no P.O. box) to know that you are credit worthy* until payment. 

*A check is an IOU until funds are transferred, until then it is just paper.

Bad checks are not only a crime, but they cost money.  Even people who don't mean to issue a bad check can do so by accident**, but banks don't care - they just charge the businesses return fees on top of not being paid! 

Pyramid is a member of FARS (Federal Automated Recovery Systems) that track and recover "bad checks".  This really works and in the end makes the cost of writing bad checks high.  

Good info/advice: Checks clear the same day deposited.  Treat a check with the knowledge that withdrawals are instantaneous.  If there is any doubt about your account, stop at any ATM along the way or prearrange to use Pay Pal for a deposit.

Beware the Check 21 Act by Congress:

Critics contend that the entire Check 21 Act--is an attempt by the banking industry to eliminate **"float," the standard one- or two-day waiting period between the time someone writes a check and the time the money is actually taken out of their account. Now that checks can be cashed and cleared electronically, it is theoretically possibly for a bank to take the money out of your checking account on the same day you wrote the check. This would make checks behave much like debit cards--making it impossible, for example, to write a check to pay your bill at the grocery store, then rush to the bank to make a deposit so the check doesn't bounce.